Child Marriage Planning

Calculate how much to save monthly for your child's wedding. Factor in event inflation to find the corpus and SIP needed for marriage expenses in India.

Child Marriage Planning Calculator

Plan your child's wedding fund with inflation-adjusted projections

Child's current age 5 yrs
yrs
Expected marriage age 28 yrs
yrs
Current wedding budget Rs 20,00,000
Rs
Wedding cost inflation 8%
%
Expected investment return 12%
%
Existing savings for marriage Rs 0
Rs
Wedding cost at target age
---
inflation adjusted
Monthly SIP needed
---
starting today
Years to save
---
investment horizon
Future wedding cost---
Existing savings (grown)---
Gap to fill via SIP---
Monthly SIP required---

Wedding costs and returns are estimates. Plan with a financial buffer of 15-20%.

Marriage fund growth over years
💡
ThriftRupee Insight

Indian weddings cost Rs 10-50 lakh on average and prices inflate at 8-10% per year. A wedding that costs Rs 15 lakh today will cost Rs 32 lakh in 10 years. For daughters, Sukanya Samriddhi Yojana (SSY) is ideal -- 8.2% guaranteed returns, tax-free maturity, and can be withdrawn at age 18 for marriage. Start SSY at birth to maximise the 15-year compounding window.

Child Marriage Planning Calculator India 2026

Calculate the inflation-adjusted future cost of your child's wedding and find the monthly SIP needed to build that fund. Supports SSY and equity mutual fund planning.

Frequently asked questions

How much does an Indian wedding cost?▼
Average Indian wedding costs vary widely: budget weddings Rs 5-10 lakh, mid-range Rs 15-30 lakh, premium Rs 50 lakh+. Costs include venue, catering, jewellery, clothing, decorations, photographer, and honeymoon. Jewellery alone can be Rs 5-20 lakh. Plan based on your family expectations and social norms, then work backwards to find the monthly savings needed.
What is Sukanya Samriddhi Yojana (SSY)?▼
SSY is a government savings scheme for girl children (up to age 10). Current interest rate: 8.2% p.a. (Q1 FY25). Investment: Rs 250 to Rs 1.5 lakh per year. Lock-in: 21 years from account opening, or on marriage after age 18. Tax benefit: Rs 1.5 lakh deduction under 80C, and maturity is tax-free. For a girl child, SSY is one of the best savings instruments for marriage/education planning.
Should I use a separate fund for child marriage planning?▼
Yes -- keep it separate from retirement and education funds. Mixing goals leads to premature withdrawals. Use SSY for daughters (up to Rs 1.5 lakh/year). For sons or amounts above SSY limit: equity mutual funds for 10+ year horizon, hybrid funds for 5-10 years. Label the fund clearly so it is not disturbed for other expenses.

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