Personal Finance Calculators
9 free calculators · Instant results · No login needed
Budget Planner (50/30/20 Rule)
Plan your monthly budget using the 50/30/20 rule. Track income vs expenses across needs, wants, and savings to identify where your money is going.
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Emergency Fund Calculator
Calculate the right emergency fund size based on your monthly expenses, job stability, dependents, and income sources. Find target amount and savings timeline.
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Savings Rate Calculator
Calculate your current savings rate and how it impacts your financial independence timeline. See how increasing savings rate by 5% can cut years off your FI date.
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Net Worth Calculator
Calculate your personal net worth by listing all assets and liabilities. Track financial health with Assets minus Liabilities and benchmark against your age.
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Inflation Calculator
Calculate how much your current monthly expenses will cost in the future due to inflation. Find inflation-adjusted future value of savings and retirement corpus needs.
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Simple Interest Calculator
Calculate simple interest on any loan or investment. Uses P×R×T/100 formula. Shows principal, interest earned, and total amount for any period.
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Compound Interest Calculator
Calculate compound interest with different compounding frequencies — monthly, quarterly, annually. See the power of compounding over time with interactive charts.
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Financial Stress Score Calculator
Assess your financial stress level based on debt burden, savings coverage, EMI ratio, emergency fund, and investment habits. Get a personal financial health score.
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Cost of Delay Calculator (investing late)
Calculate the exact rupee cost of delaying your investments by months or years. See how waiting to start a SIP impacts your final corpus dramatically.
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