Loan

Calculate home loan EMI with PMAY subsidy for EWS/LIG/MIG categories. Includes Section 24 (Rs 2L) and 80C (Rs 1.5L) tax benefit. SBI, HDFC, ICICI rates. Year-wise amortization schedule.

Convert flat interest rate to reducing balance equivalent. Expose true cost of dealer finance and NBFC loans. A 10% flat rate equals 18.7% reducing balance for 5-year loan.

Calculate step-up EMI where your payment increases annually with salary hikes. See years saved vs flat EMI and total interest saved. Ideal for young salaried home loan borrowers.

Calculate savings from switching your home loan to a lower rate bank. See exact interest saved, break-even period and whether balance transfer is worth it for your outstanding amount.

Find out how much home loan, car loan or personal loan you are eligible for based on your salary. Uses FOIR calculation. Shows impact of existing EMIs and joint applicant boost.

Calculate exactly how much interest you save by prepaying your home loan or any loan. See tenure reduction, new EMI and why early prepayment saves 3x more than late prepayment.

Calculate business loan EMI for MSME, SME or self-employed borrowers. SBI MSME loans from 10%. Includes CGTMSE scheme impact and post-tax effective cost calculation.

Calculate gold loan EMI or bullet repayment. Find your eligible loan amount using LTV (up to 75%). Compare Muthoot Finance, Manappuram, SBI gold loan rates. Instant results.

Calculate Loan Against Property EMI. LTV up to 60% of property value. Compare LAP rates from 9.75% vs personal loan 14-18%. Year-wise amortization for residential and commercial property.

Calculate bike or scooter loan EMI. Compare HDFC, Bajaj Finance two-wheeler loan rates from 13.5%. Expose 0% EMI scheme true cost. Tenure 12-60 months with full amortization schedule.