Stamp Duty & Registration Cost
Calculate stamp duty and registration charges for property purchase across Indian states. Includes Maharashtra, Delhi, Karnataka, Tamil Nadu, UP, and more.
Stamp Duty & Registration Calculator
State-wise stamp duty and registration charges on property purchase
Rates as of 2026. Verify current rates with your state sub-registrar office. Rates vary for women buyers, affordable housing, and resale properties.
Stamp duty is one of the biggest hidden costs of buying property — 5–8% of property value in most states. On a Rs 80 lakh flat in Mumbai, stamp duty alone is Rs 5 lakh (6%) + registration Rs 30,000 = Rs 5.3 lakh additional cost. This must come from your own pocket — banks do not finance stamp duty. Always keep 8–10% of property value as additional reserves beyond down payment.
Stamp Duty & Registration Charges in India — State-wise Guide
Stamp duty is levied by state governments on property transactions and is payable before or at the time of registration. It is calculated as a percentage of the property's market value or the circle rate value, whichever is higher. Registration charges are paid separately to register the property in your name at the sub-registrar's office.
How to pay stamp duty
Stamp duty can be paid via franking (at banks/post offices), e-stamping (through Stock Holding Corporation), or by purchasing non-judicial stamp papers. Most states now have online payment portals. Property registration must be completed within 4 months of execution of the sale deed, after which a penalty applies.