Circuit Breaker (Stock Market)

Investments

Circuit breakers are automatic trading halts triggered when market indices fall by specific percentages in a trading session. They prevent panic-driven crashes by giving markets time to stabilise. SEBI has three-level circuit breakers for Nifty and Sensex.

In detail

NSE/BSE index circuit breakers:n10% decline: 45-minute halt (if before 2:30 PM), 15 minutes (between 2:30-3 PM), trading closure (after 3 PM)n15% decline: 1 hour 45 minute halt (if before 2 PM), 45 minutes (2-2:30 PM), closuren20% decline: trading closed for the remainder of the daynnIndividual stock circuit breakers:nUpper/lower circuit: when individual stocks hit 5%, 10%, or 20% limits, trading halts in that specific stock for varying periodsnnCircuit breaker history in India:nMarch 13, 2020 (COVID crash): Nifty fell 10%, triggering 45-minute circuit break.nMarch 23, 2020: Circuit breaker triggered again as markets fell 13% intraday.nnFor investors: circuit breakers during crashes are buying opportunities, not signs to sell.

Real-life example

🇮🇳 India example

March 23, 2020: Nifty opened at 7,900 (from 12,000 pre-COVID). Within first hour, fell 13%. Circuit breaker triggered -- 1 hour 45 minute halt. Investors who used the halt to assess and buy quality index funds or stocks at those levels earned 100-120% returns by December 2021. Circuit breakers create forced calm in panic -- use them to think, not to sell.

Frequently asked questions

Do circuit breakers affect my SIP?
No. SIP orders are placed at end-of-day NAV regardless of intraday circuit breakers. Mutual fund NAV is calculated at end of trading day. Even if markets halt intraday due to circuit breakers, your SIP processes normally at the closing NAV. Only intraday equity traders (not SIP investors) need to actively manage circuit breaker situations.